Transferring money directly to the bank from Spark in an instant. Once the KYC is verified, the user can make a bank transfer anytime and anywhere. You can link any bank account and add beneficiaries both in Spark and other banks as required. To make money transfer process fast & trouble-free, you can link your account in just a few simple steps. Next, you just have to enter the details of the account holder, precisely IFSC code and account number. With Spark, you have to add the phone number of the existing spark account user.

All spark to spark member transfers are free and unlimited. To transfer to banks, NEFT transactions are free and IMPS charges are applicable as per RBI instructions.

We’re on a mission to bring transparency to finance. We charge as little as possible, and we always show you upfront. No hidden fees. No surprises.

Keep track of your transfers on the go. Make new or repeat transfers – wherever you are – at the touch of a button.

Spark savings Account

  • Up to 8% p.a* returns on savings account.
  • Daily interest credit
  • No maintenance charges
  • Instant account opening
  • Lowest daily balance savings account
  • Digital savings app on-the-go
  • Easy digital KYC through the app
  • Unlimited member-to-member free transfers
  • Multiple deposit accounts FD/RD/MIS
  • Add funds quickly through cards & net banking
  • Use funds to pay bills & do online recharges

*subject to our terms & conditions