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An Assured Investment for a Secure Future - Spark FD

Prepare and plan for a safe tomorrow with a simple one term deposit investment option that comes with assured returns.

Flexible, convenient & for all

With minimum deposit requirements as low as Rs.1,000, a Spark Fixed Deposit makes saving for the future a reality today. It brings together the practicality and adaptability necessary for a contemporary lifestyle. Spark FD, features dynamic interest rates, terms and payout schedules. It’s as easy as choosing the right plan for you.

Non-breakable FDs

9-16% p.a.

Leading Rates

Interest Pay Out

Monthly, Yearly or End of Term

12-120 months

Tenure Options

Premature Withdrawal

Not Allowed

*Eligibility : Resident of the state of Karnataka. Registered member of Ayshwarya Syndicate Souharda Credit Co-operative Limited.

breakable FDs

8.1-11% p.a.

Leading Rates

Interest Pay Out

Monthly, Yearly or End of Term

1-36 months

Tenure Options

2.77%

Average Exit Load

Premature Withdrawal

Allowed

*Eligibility : Resident of the state of Karnataka. Registered member of Ayshwarya Syndicate Souharda Credit Co-operative Limited.

ROI Calculator

Your Investment

INVESTMENT AMOUNT

1k 1cr
INVESTMENT TENURE

Months

12 120

CHOOSE INTEREST PAYOUT FREQUENCY

Your Outcome

ON INTEREST
0
ON MATURITY
0
  • Interest paid out End Term
  • Non-breakable Fixed Deposit
  • FD is deducted from your savings account
Get Started

Have questions? Call us: 1-800-5725-001

Your Investment

INVESTMENT AMOUNT

1k 1cr
INVESTMENT TENURE

Months

1 120

CHOOSE INTEREST PAYOUT FREQUENCY

Your Outcome

ON INTEREST
0
ON MATURITY
0
  • Interest paid out End Term
  • Non-breakable Fixed Deposit
  • FD is deducted from your savings account
Get Started

Have questions? Call us: 1-800-5725-001

Spark FD Best-in-Class/ Class-Leading Interest Rates

Interest Payout
Tenure in Months
End of Term Payout
(Interest rate % p.a.)
Yearly Payout
(Interest rate % p.a.)
Monthly Payout
(Interest rate % p.a.)
12 10 9
24 12 11 10
36 13 12 11
48 14 13 12
60 15 14 13
72 16 15 14
84 15 14 13
96 14 13 12
108 13 12 11
120 12 11 10
Interest Payout
Tenure in Months
End of Term Payout
(Interest rate % p.a.)
Yearly Payout
(Interest rate % p.a.)
Monthly Payout
(Interest rate % p.a.)
1 8.1
2 8.3 8.15
3 8.5 8.2
6 9 8.3
12 9.5 8.75
18 10 9.5 9
24 10.3 9.9 9.25
30 10.5 10.3 9.75
36 11 10.6 10.4

Secure your future with fixed savings today

Sign Up to open a Spark Savings Account of your own.